
Stablecoins Explained: USDC, USDT, and the Risks Behind the Peg
Learn how dollar stablecoins work, how USDC and USDT differ, and which reserve, redemption, custody, and network questions to ask.
Connect the concepts before connecting the money.
Stablecoins and bank balances can share a currency reference while relying on very different legal and technical arrangements. These guides help you examine reserves, token identity, direct issuer redemption, provider availability, and the route from crypto to withdrawable cash. Holding a token, lending it through a protocol, selling it on a platform, and receiving a bank transfer are separate activities. Read the stablecoin guide to understand the asset, then use the bank connection checklist to evaluate the intended exit route. Pay particular attention to geographic eligibility, total costs, available-balance rules, and which protections apply to each product in your situation.

Learn how dollar stablecoins work, how USDC and USDT differ, and which reserve, redemption, custody, and network questions to ask.

Understand bank-link permissions, cash-out routes, account holds, total costs, and the difference between a crypto wallet and a bank deposit.